Tips for beating home loan interest rate increases

    Beat the home loan rate rises
  • Budget for repayments at least two percent higher than you are actually paying.
  • Opt for a basic loan with fewer features but a lower rate.
  • Pay extra on your variable loan from the start.
  • If your budget won't cope with many rate rises, now might be a good time to consider a capped rate home loan. If you can't choose between a fixed and a variable rate mortgage, consider splitting your loan with half at the variable rate and half at a fixed rate.


Home Loan Information Index




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